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NPA Return to Work Services Road Worker

OUR System® Benefits

REDUCTION OF INDEMNITY
The OUR System has the most direct impact on paid indemnity costs. By being prepared and equipped with Bridge Assignments (temporary transitional work assignments) in advance, injured workers can return to useful and productive work almost instantly. This dramatically reduces the number of days the employer must pay indemnity benefits.

IMPACT ON MEDICAL COSTS
Research indicates that workers who are quickly brought back to work in productive and appropriate assignments, with doctor approval, will not aggravate their injuries. In fact, they often recover more quickly and reduce the need for medical treatment. Some studies show as much as a 50% faster recovery time.

CONTROL OF RESERVES
The OUR System® affects reserves in two ways. First, existing open claims are re-evaluated and worked into the newly implemented OUR System®. The result is early closure of some claims and improved settlement standing on other claims. The second area of impact is on the setting of future reserves. After a period of successful claims management, where lost work days and claim costs are reduced, reserves are set at reduced levels from the beginning of the claim to more accurately reflect the shorter life of the claim under the OUR System®.

REDUCTION OF CLAIMS
Typically, in the first year, most clients using the OUR System® see a significant reduction in claims filed. Why does this occur? The OUR System® is not a safety system. However, one reasonable explanation is the Hawthorne effect: with employers paying closer attention to injuries and managing them effectively, awareness is raised and attention to safety is increased. Another reason for the decline is that there are fewer attempts to use industrial injuries for secondary gain. The ultimate result is a reduction in injures, and therefore a reduction in costs.

SUPPORTS ADA AND FEHA COMPLIANCE
By documenting the RTW process and tasks, we aid compliance with the interactive process. Recording the physical task performed by the worker provides a foundation to begin the permanent modification process, if necessary.

OUR SYSTEM® GUARENTEE
We guarantee your workers’ compensation savings will be greater than the fee paid (per your custom proposal) by the end of one year of full and conscientious use of the OUR System or we will refund the difference.